Am I eligible?
You are eligible for Medicare if you are aged 65 or older or on 24 consecutive months of disability. Here are a few options that may be available:
Medigap
Medigap is additional health insurance that you can pay a monthly premium which covers expenses that Medicare leaves up to the member. For example, deductibles, co-payments, and coinsurance. Medigap is only available for those who have Medicare Part A (Hospital) and Medicare Part B (Doctors).
Part D Medicare
Medicare Part D is designed to give Medicare beneficiaries prescription drug coverage and reduce the price of prescription drugs. It can be obtained either through a Medicare Advantage plan or bought on a standalone basis in exchange for a monthly premium. Part D is only available for those who have Medicare Part A and/or Medicare Part B.
Medicare Advantage
Medicare Advantage is provided by private companies who are paid by Medicare to administer and pay medical claims for Medicare beneficiaries. It usually combines Medicare Parts A, B, and D into one plan and is also called Part C. To be eligible for Medicare Advantage, a member must live in the plan service area, must have both Medicare Parts A and B, and must not have End Stage Renal Disease.
If interested in learning more about these plans, please visit the Contact Us page or call The Medicare Strategy Center at 859-291-6600.